Money that always
stays worth
$1
eUSD is Payyvion’s US dollar-pegged stablecoin. It’s transparent, fully backed, and built for the real world — so your balance holds its value wherever you are.
$1.00
Always pegged
180+
Countries
$0.00256
Transfer fee
E2EE
Private by default
What makes eUSD different?
A stablecoin designed for everyday payments — stable, private, and backed by real reserves.
Stable & Reliable
Backed by a basket of top-rated stablecoins to minimise the risk of depegging.
Constant Monitoring
Reserves are monitored around the clock and adjusted to maintain stability.
Private & Secure
Transactions are end-to-end encrypted — only you and the recipient can see them.
Built for the Real World
Send, save, and spend across 180+ countries with fees of just $0.00256.
How eUSD works
From your bank to your wallet and back — in four simple moves.
-
1
Fund your wallet
Deposit with your bank, mobile money, or USDT/USDC.
-
2
Auto-converted to eUSD
Your deposit is converted to eUSD so your balance holds its value.
-
3
Send, spend, or earn
Move money in seconds or earn up to 8% annually with Payyvion Earn.
-
4
Withdraw anytime
Cash out to your bank, mobile money, or as USDT/USDC.
Backed by real reserves
Every eUSD is backed 1:1
Instead of relying on a single asset, eUSD is backed by a basket of top-rated stablecoins that are themselves fully collateralised with USD. Spreading the backing keeps your balance steady even if one asset wobbles.
Regular attestation reports
Monitored 24/7
Reserve composition
Illustrative
eUSD questions, answered
What exactly is eUSD?
eUSD is Payyvion’s US dollar-pegged stablecoin, designed to always be worth $1. It is backed 1:1 by a basket of fully collateralised stablecoins.
What backs eUSD?
A basket of top-rated stablecoins such as USDC and USDT, each themselves fully collateralised 1:1 with USD. Spreading the backing reduces the risk of any single depeg event.
Can eUSD lose its value?
The basket approach and continuous monitoring are designed to keep eUSD close to $1. Reserves are adjusted whenever needed to maintain stability.
Are eUSD transfers private?
Yes. Payments are end-to-end encrypted and stay off the public ledger, so your transaction history is not visible to anyone else.
How do I get eUSD?
Fund your Payyvion wallet with your bank account, mobile money, or USDT/USDC. Deposits are converted to eUSD automatically.
Can I convert eUSD back to cash?
Yes. Withdraw to your bank or mobile money, or send it out as USDT/USDC at any time.
Hold your money in eUSD
Create a wallet in seconds and start sending, saving, and earning
in a currency built to stay stable.