Help
Find answers to common questions about Payyvion.
How do I create a Payyvion Wallet?
Creating a Payyvion Wallet is quick and easy. Click the “Sign Up” button at the top right corner of the page. Enter your email address and set a strong password. You’ll receive a verification code to confirm your email. Once verified, your Payyvion Wallet will be ready to use. Make sure to keep your login details secure and never share them with anyone.
How do I add money to my wallet?
Open the app and tap Receive. You can fund your wallet from your bank account, mobile money, or by transferring USDT/USDC from another wallet. Funds usually arrive within minutes.
How do I send money?
Tap Send, enter the recipient’s phone number or wallet address, choose an amount, and confirm. Transfers settle in seconds and the recipient does not need a bank account.
How do I earn with Payyvion?
Enroll in Payyvion Earn from the app. Your eUSD balance starts earning up to 8% annually, compounded daily, with no lockups.
Is Payyvion Wallet secure?
Yes. Payyvion is self-custodial, so only you hold the keys. Payments use end-to-end encryption and stay off the public ledger.
How do I withdraw my funds?
Tap Withdraw and choose your bank account, mobile money, or a USDT/USDC address. Most withdrawals complete within minutes.
How much does a transfer cost?
Sending eUSD costs just $0.00256 per transfer, anywhere in the world.
How long does a payment take?
Payments settle in about five seconds, day or night, including weekends.
Can I send money to someone without Payyvion?
Yes. Send to their phone number and they will receive an invite to claim the funds by creating a wallet.
Can I request a payment or send an invoice?
Yes. Create an invoice in the app, share the link, and get paid directly into your wallet.
What APY does Payyvion Earn pay?
Payyvion Earn pays up to 8% annually, calculated and compounded daily.
Are there lockup periods?
No. Your funds stay liquid — deposit or withdraw whenever you want, without penalties.
When do I receive rewards?
Rewards are added to your balance every day, automatically. No claiming required.
Who controls my funds?
You do. Payyvion is self-custodial, which means your keys never leave your device — not even Payyvion can move your funds.
What happens if I lose my phone?
Restore your wallet on a new device using your recovery details. Keep them stored somewhere safe and private.
Are my transactions private?
Yes. Payments are end-to-end encrypted and remain off the public ledger.
What are my withdrawal options?
Withdraw to your bank account, mobile money, or as USDT/USDC to an external wallet.
How long do withdrawals take?
Most withdrawals complete within minutes. Bank transfers may take longer on weekends and public holidays.
Is there a withdrawal limit?
Limits depend on your region and verification level. You can view your current limits in the app.
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